Publications
Bulletins
Records of rule changes that touch the exam, with the date each takes effect, newest first.
- FHA adds VantageScore 4.0 and FICO 10T in 2027
FHA INFO 2026-21 set January 1, 2027 for VantageScore 4.0 and FICO Score 10T on FHA-insured loans. The tri-merge credit report requirement stays.
- Regulation B disparate impact rule, July 2026
From July 21, 2026 Regulation B s. 1002.6(a) says ECOA does not provide that the effects test applies. The rule changed Regulation B only.