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Free NMLS SAFE MLO test practice questions

The exam is one paper with every section mixed together, so the free questions are here as one shuffled run. Every answer comes back with an explanation, and most link to the section of law behind them.

Start the 118 question run Take the 20 question diagnostic
Or study the 63 free flashcards

No timer, no pressure. Sign in if you want your progress saved. The real paper is closed book, so learn the rule, not the letter.

What is in the run

  • Federal Mortgage-Related Laws 29
  • Uniform State Content 15
  • General Mortgage Knowledge 28
  • Mortgage Loan Origination Activities 25
  • Ethics 21

Only the free half is in this run. The paid bank adds 1074 more across the same 5 sections.

Practice one section at a time

The content outline gives each section a share of the paper, and practice here is split the same way. The share is beside each name below, so a section worth a fifth of the exam gets a fifth of a run.