Source

Regulation Z, Truth in Lending, 12 CFR Part 1026

The regulation the test asks most about: the finance charge, the closed-end disclosures, TRID, originator compensation, HOEPA and ability to repay.

Cited as

Regulation Z, Truth in Lending, 12 CFR Part 1026

Currency

eCFR point-in-time text as of 2026-09-03; latest amendment in the part 2026-03-01

Chapters

23

Sections

130

Official copy

The current Part on eCFR

The copy on these pages

The Part as it stood on 2026-09-03, on eCFR

The chapters

• General

  Subpart A, General · 4 sections

• Open-End Credit

  Subpart B, Open-End Credit · 12 sections

• Closed-End Credit

  Subpart C, Closed-End Credit · 8 sections

• Miscellaneous

  Subpart D, Miscellaneous · 6 sections

• Special Rules for Certain Home Mortgage Transactions, s. 1026.31 to s. 1026.37

  Subpart E, Special Rules for Certain Home Mortgage Transactions, s. 1026.31 to s. 1026.37 · 7 sections

• Special Rules for Certain Home Mortgage Transactions, s. 1026.38 to s. 1026.44-1026.45

  Subpart E, Special Rules for Certain Home Mortgage Transactions, s. 1026.38 to s. 1026.44-1026.45 · 7 sections

• Special Rules for Private Education Loans

  Subpart F, Special Rules for Private Education Loans · 3 sections

• Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to College Students

  Subpart G, Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to College Students · 12 sections

• Appendices

  Appendices · 17 sections

• Official Interpretations, introduction to s. 1026.5

  Supplement I, Official Interpretations, introduction to s. 1026.5 · 6 sections

• Official Interpretations, s. 1026.6 to s. 1026.11

  Supplement I, Official Interpretations, s. 1026.6 to s. 1026.11 · 6 sections

• Official Interpretations, s. 1026.12 to s. 1026.17

  Supplement I, Official Interpretations, s. 1026.12 to s. 1026.17 · 6 sections

• Official Interpretations, s. 1026.18

  Supplement I, Official Interpretations, s. 1026.18 · 1 section

• Official Interpretations, s. 1026.19 to s. 1026.22

  Supplement I, Official Interpretations, s. 1026.19 to s. 1026.22 · 3 sections

• Official Interpretations, s. 1026.23 to s. 1026.34

  Supplement I, Official Interpretations, s. 1026.23 to s. 1026.34 · 12 sections

• Official Interpretations, s. 1026.35 to s. 1026.36

  Supplement I, Official Interpretations, s. 1026.35 to s. 1026.36 · 2 sections

• Official Interpretations, s. 1026.37

  Supplement I, Official Interpretations, s. 1026.37 · 1 section

• Official Interpretations, s. 1026.38 to s. 1026.39

  Supplement I, Official Interpretations, s. 1026.38 to s. 1026.39 · 2 sections

• Official Interpretations, s. 1026.40 to s. 1026.42

  Supplement I, Official Interpretations, s. 1026.40 to s. 1026.42 · 2 sections

• Official Interpretations, s. 1026.43

  Supplement I, Official Interpretations, s. 1026.43 · 1 section

• Official Interpretations, s. 1026.46 to s. 1026.54

  Supplement I, Official Interpretations, s. 1026.46 to s. 1026.54 · 6 sections

• Official Interpretations, s. 1026.55 to s. 1026.58

  Supplement I, Official Interpretations, s. 1026.55 to s. 1026.58 · 4 sections

• Official Interpretations, s. 1026.59 to s. 1026.60

  Supplement I, Official Interpretations, s. 1026.59 to s. 1026.60 · 2 sections

Reproduced from the eCFR point-in-time text. The official version is the one linked above. Nothing has been added to the text, and nothing inside the boundaries stated on this page has been left out.